The Credit Union Difference
We don’t give money to shareholders in big stuffy offices, instead, we give money back to you, our members. That’s the credit union difference.
In 2024, we stayed focused on what matters most: delivering real value to the people who bank with us. (yes, that's you!)
Whether through savings, rewards, education, or support—we made sure our members felt the difference of being part of a credit union that puts people first.
Check out how we stack up against the competition. Spoiler alert: we're leading the pack!
That Credit Union Feeling...
“I am mind-blown by all the things MCCU has to offer.”
"I have never gotten any of these perks from a bank before.”
Paying Back More
The amount of money we gave back to members in dividends in 2024.
We gave back EVEN MORE this year. How does this stack up?
This is 10% more than other Texas credit unions of our size.
(According to America’s Credit Union data.)
Half the Fees
Yes, you read that right. Our members paid only 52% of the fees that members paid at other comparable credit unions.
Members Choice Credit Union
Similarly Sized Texas Credit Unions
(According to America’s Credit Union data.)
Skip-A-Pay is Available All Year!
Now, Any Day Can Be a Loan Payment Holiday!
Life happens, and sometimes our members just need a break from loan payments. This is why we no longer make our members wait for specific times of the year to skip an eligible loan payment. They can do it whenever they need to, all year long.
And now that it's super easy to manage through our online banking and mobile app, members are using this option all the time!
Member Money Wins
Ca-ching...we love that sound.
How a Teacher Found Real Support and Better Savings at Our Credit Union
A teacher moved to Texas, found valuable financial advice at Members Choice, and decided to transfer all her money from a bigger bank to us.
Continue Reading
A Routine Visit Sparks a Family Financial Revamp for Brenda
Brenda's quick visit to the credit union turned into a complete family financial makeover, thanks to some friendly advice and helpful services that fit their lifestyle perfectly.
Continue Reading
A Lifeline of Hope: How We Became Angels Without Wings
“I don’t know what’s going to happen if I don’t get this approved,” the member confessed, their voice breaking over the phone.
Continue Reading
The Power of Your Voice
Wow, the number of 5-Star Google reviews have skyrocketed by 363%!
This growth is all thanks to the trust and love from our members. Your positive experiences and feedback keep us motivated to do even better. We couldn't have done it without you!
Member Education
We know how important it is to keep your money safe and make smart financial choices. That's why we created a Fraud Center and provide access to free financial literacy resources. These tools are here to help you feel confident, whether you're learning how to spot scams or understand your money. We're here to support your money literacy every step of the way!
Fraud Center
Check out our hub and stay one step ahead of scammers. Filled with articles, tips, and tools, it will help you spot the fakes without breaking a sweat.
Good Money Habits
Here, you'll discover articles, calculators, and virtual coaches to help you brush up on your money skills. Signing up for an account is free.
