Find the Right Path to a Stress-Free Future

Take Charge of Your Debt with Members Choice Credit Union

Debt can feel like a mountain, but we’re here to give you the tools to climb and conquer it for good.

Whether you’re looking to consolidate debt, pay it off faster, or get a clear picture of when you’ll finally be debt-free, we’ve got options to fit your goals. Let’s break it down and find the right solution for you!

Solutions:

Debt Consolidation Loans
Personal Credit Cards
Determining Which Product You Need

Debt Consolidation Loans

One Loan,

One Payment,

Less Stress

Imagine saying goodbye to a pile of bills and hello to a single, manageable payment. Sounds good, right?

With our debt consolidation loans, you can combine all those scattered debts into one easy payment—often with a lower interest rate!

That means more money in your pocket and a faster track to financial freedom. Plus, you'll have a clear roadmap to reach your goals.

Personal Loan

Looking to tackle a specific debt? Our Personal Loan can help you simplify and streamline your finances.

Learn more

Personal Line of Credit

Need a financial safety net while tackling debt? Our Personal Line of Credit offers the flexibility you need, with access to your money whenever you need it.

Learn more

HomePlus Personal Loan

Tap into your potential as a homeowner and say "so long" to high-interest debt! Our HomePlus Personal Loan is a smart way for homeowners to consolidate debt and save money.

Learn more

Share Secured Loan

Want to consolidate debt without actually using your savings? Our Share Secured Loan lets you secure a low rate using your savings account as collateral., so your money stays put.

Learn more

Personal Credit Cards

Credit Card Balance Transfers:

Smart Moves for Smart Savers!

Did you know you can transfer your high-interest credit card debt to a lower-rate Members Choice Credit Union credit card?

It's like giving your wallet a much-needed break!

Choice Rate Visa®

Tired of those sky-high interest rates on your big bank credit cards? Our Choice Rate Visa® Credit Card can help you slash your interest and pay off your debt faster.

Learn more

Choice Cash Visa®

Earn rewards and pay down your credit card debt faster—all while skipping those high-interest credit cards at the big banks!

Learn more

Find Your Perfect Debt-Busting Match!

Not sure which option fits your story?

Let's find your happily ever after.

I own a home and want to consolidate.

That's Me!

I want to use my savings for a super-low interest rate.

That's Me!

I need ongoing access to my money while I pay down my debt.

That's Me!

I want to transfer my credit card balance to save on interest.

That's Me!

I want a simple loan with a predictable payment.

That's Me!

I want to earn rewards while paying down my debt.

That's Me!

Still Got Questions? We've Got Answers!

We're here to help you write the perfect ending to your debt drama. Fill out the form below, and we'll connect you with a team member who can guide you toward the best debt-crushing plan for your goals.

Let us once and for all help you break up with debt!

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At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life". Become a member today to unlock access to all member benefits.

All memberships and credit products are subject to approval, including credit approval. Federally insured by NCUA. Equal Housing Lender. NMLS#502619

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