Are You Leaving Money On The Table? Here’s How A Financial Review Can Help!
Getting a yearly financial review is a big deal because your goals and financial situation might have shifted—even if you haven’t noticed. Plus, the market changes too! Savings rates could be climbing, lending rates might be dropping, or you could be ready for an upgrade to an account that earns more interest. Maybe it’s time to ditch an account with fees or refinance a loan and save hundreds each month. Check out how financial reviews have made a difference for other members in these stories!
From a routine deposit to major savings
A member came in to make a deposit, Reggie Vener, our Member Advocate at our Grand Parkway Branch asked if she’d like a financial review. While looking over her accounts, Reggie noticed she had two vehicle loans and helped her refinance both for better payments.
Now, she’s saving a total of $300 a month!
Get in the fast lane with your car loan
Refinancing your auto loan with Members Choice Credit Union is like giving your budget a breath of fresh air. Whether you're looking to lower your monthly payments or reduce your interest rate, we've got you covered with a quick and easy process. Say goodbye to financial stress and hello to more savings in your pocket. Ready to hit the road to better rates? Let's get started!
Upgrading an account led to earning more interest
A member came in for a quick transaction, and while pulling up their account, Darren Andrews, our Member Advocate at our Cy-Fair Branch asked her about her current checking account, which actually wasn’t earning any interest. Darren introduced the member to our Members Choice Complete Checking® account and now the member is earning interest on all their money!
She went from earning 0% to 4.07% annual percentage yield (APY)!*
Earn more and stress less with easy checking
Looking for a checking account that does it all? Say hello to Members Choice Complete Checking®. It's designed to make your life easier with no monthly fees, convenient online access, and a host of features that keep your finances in check. Whether you're managing everyday expenses or planning for the future, Complete Checking has got your back. Dive in and discover how this account can simplify your financial journey.
*Annual Percentage Yield (APY) is accurate as of January 24, 2025. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $0. Minimum to earn dividends is $0.01. View complete list of deposit disclosures and fee schedule.
Finding the right account fit
A member wanted to earn more interest on his savings. A common request! But he didn't know all the ins-and-outs of the different savings options. Sklyar Askaryar, our Member Advocate at our Katy Freeway Branch, was able to help the member and informed him of the interest rates for promo CDs currently available. After talking the details through, the member placed their money into something that fit his current money goals better.
The member will now be earning 3.00% MORE on his annual percentage yield (APY) because of this money conversation.
High-yield savings for the win
Looking to make your money work harder for you? Say hello to our high-yield savings accounts! It's the perfect way to grow your savings with competitive rates that outshine the average. Whether you're saving for a rainy day, a dream vacation, or just want to see your balance blossom, we've got you covered with CDs (Certificates of Deposit) and money market deposit accounts. Dive into a world where your savings can truly thrive, and watch your financial goals come to life.
We’re always here to support our members, and we’ve got a few options available all year long!
Skip A Loan Payment
One new feature we’re excited about is the ability to skip a loan payment up to two times a year, whenever you need it—that’s right, it’s available all year long now!
Holiday and Seasonal Loans
We also offer holiday and seasonal loans to help you get through the winter holidays or save for your summer vacation.
Helping Heroes Savings Program
Plus, we’re proud to give back to the community heroes who give so much to others. Through our Helping Heroes Savings Program, we offer special benefits like higher savings rates and lower loan rates to recognize and support these everyday heroes.
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Members Choice Credit Union NMLS#502619 | Federally insured by NCUA. All memberships subject to approval, including credit approval.